Anyone who doesn't own their home free and clear will have no choice but to buy homeowners insurance because the mortgage company will require it. And even when you do pay off the mortgage, you still want this type of protection so you won't needlessly risk a total or partial loss of life's biggest financial investment.
Many people opt to wear contacts instead of or in addition to eyeglasses, and it's good to know that all manner of eye exams can be covered by a good vision insurance policy. But the question comes up, "What exactly is a contact lens exam and how does it differ from other eye examinations?" Many aren't sure whether or not a contact lens exam is still necessary if you already have had a comprehensive eye exam - but in fact, the two are not identical.
Dogs and cats are often beloved by their owners, just like they were part of the family - but the cost of paying for necessary treatments and operations at the vet is growing higher year by year.
Among the many, many forms of Florida fun that involve the use of a motorized vehicle of some kind, motorcycle riding is easily one of the most iconic and most popular. That said, many are under the impression that they really don't need to buy motorcycle insurance - but that kind of thinking can be a costly mistake.
Being in business brings with it a host of worthwhile rewards, such as putting your creativity to work, contributing something valuable to society, being your own boss, and being financially secure.
In Florida, the abundance of rivers, lakes, canals, and coastal waterways makes it especially rewarding to own and use a boat. And while boat insurance is not required by law (like auto insurance), it is extremely wise to protect yourself, your passengers, and your vessel with a quality boat insurance policy.
You may think that "regular" motorcycle insurance is sufficient and may never have thought much about adding collision and comprehensive coverage to your policy. But given the relatively high-risk nature of cycling in the state of Florida and the need to protect the value you've put into your bike, an "insurance upgrade" to collision/comprehensive is well worth giving serious thought.
Whose insurance is going to pay for this? That's the immediate question that arises following an accident, after all necessary medical care has been provided to any injured parties. Florida is a relatively high-risk state to drive in, and that goes for passengers as well as for drivers. The rules for whose auto insurance will pay are more well known when a driver is hurt - but what about when passengers suffer serious injury?
You may not realize it yet if you've never had a serious eye problem in the past, but the fact is, many eye issues are not covered by standard health insurance. Instead, you generally need a separate vision insurance policy or a rider on your health plan.
Next to your boat itself, your outboard motor is the most expensive and most important piece of boating equipment you own. It has to be protected, and given the relatively high risk of motor damage while out on the water - you need to do everything possible to reduce potential out of pocket motor repair costs.
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